Call for an appointment: 305.669.5280

Debt Settlement Solutions and Defense

At the Law Offices of Jacqueline A. Salcines, PA we provide legal representation and Debt Settlement advice to Florida consumers dealing with debt collectors and collection agencies.

We understand that many consumers are facing very difficult economic times with losses of income, unemployment, reduction in pay, layoffs, high mortgage payments, and high credit card interest rates. As a result you many have been forced to stop paying their debts.

Remember that you have rights too when negotiating your Debt Settlement!

If a bill collector calls you to collect an unpaid debt and demands payments, make sure you know your position in that conversation.

Third party debt collection agencies, as well as their attorneys, are governed under the Fair Debt Collection Practices Act (FDCPA). This Act is in place to protect YOU, the consumer.

In many cases, debt collectors do not follow the rules and laws put in place to protect consumers. Debt collectors fail to provide documentation and paperwork to validate your debt settlement, as well as conduct abusive and harassing phone calls and other misrepresentations.

At the Law Offices of Jacqueline A. Salcines, PA we can:

  • Defend a suit in court. Which could result in a write-off of your debt,
  • Agreed to a debt settlement with your creditors for as little as 10% of the balances owed, or
  • Consolidate your debt and lower your interest rates.
We are here to protect your rights and bring illegal collectors to justice.

Debt collectors and collection agencies count on two things:

First, that YOU don’t know the law and Second, that you wont stand up for your rights.

That is why they use intimidating and harassing tactics to collect their debt. Well, you have rights too!

Under the Fair Debt Collections Practice Act bill collectors and debt collectors can not take advantage of you and break the law.

We at the Law Offices of Jacqueline A. Salcines, PA can help.

Whether you are being harassed by your creditors or simply have excessive debt, at the Law Offices of Jacqueline A. Salcines, PA we work closely with our clients to provide sound and reliable legal advice, and debt settlement solutions that will inform you of your rights and help you take control of your debt.

Our team of negotiators work differently from other firms. Our Debt Settlement strategy is not based on consolidating your debt, rather settle and eliminate it.

With debt settlement as low as 10% of the balance, let me get to work for you.

Contact our office to consult with Attorney Jacqueline A. Salcines personally if you are buried in debt related to:

  • Credit cards
  • Mortgages
  • Second Mortgage and Home Equity Lines of Credit
  • Medical and hospital expenses
  • Auto Loans
  • Fast Pay Advanced Paycheck loans


Let me put my experience to work for you today.  Call or e-mail for a FREE consultation.


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