Jacqueline A. Salcines, PA
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Jacqueline Alicia Salcines


If you are currently unemployed, and having difficulty paying your mortgage, the Making Home Affordable Program has options available to assist you. You may be eligible for the HOME AFFORDABLE UNEMPLOYMENT PROGRAM (UP) modification if you meet the following criteria:

  • You are unemployed and eligible for unemployment benefits;
  • You occupy the house as your primary residence
  • You obtained your mortgage prior to January 1, 2009; and
  • You owe no more than $729,750.00 on your mortgage balance

-Source - Makinghomeaffordable.gov

The Making Home Affordable Program may offer you lower monthly payments, lower interest rates, principal forgiveness and/or principal reduction. However, not all servicers participate. It is crucial that we check to see if your lender participates in the plan in order to see what you qualify for.

During a consultation with attorney Jacqueline A. Salcines, Esq., we will run your numbers and see whether you qualify you for a loan modification under the UP Program.

If your numbers do not qualify you under the HAMP UP Program, your servicer may still participate in other in house modification programs. We are well versed in the lender programs and can provide qualification and guidance on them. Call today for a free, no obligation consultation with Attorney Jacqueline A. Salcines, Esq.

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706 South Dixie Highway
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Coral Gables, FL 33146

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