Jacqueline A. Salcines, PA
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Jacqueline Alicia Salcines



With interest rates changing under the Making Homes Affordable Program from 2% to 3%, many homeowners who successfully modified their loans under the HAMP Making Homes Affordable Programs are finding it impossible to continue to make payments. Increases in taxes or insurance, as well as the hike in the interest rates is causing many to default once again.

Luckily, the lenders are understandable and are allowing homeowners to remodify their mortgage and loans under HAMP II and under programs available under the Making Homes Affordable. While an interest rate below 3% is not in the plan, it does allow for changes to make mortgage payments smaller.

There are strict eligibility requirements under the HAMP program and therefore it is necessary to make sure you qualify before submitting a modification request.

At the Law Offices of Jacqueline A. Salcines, PA, we are keenly aware of the requirements and are able to sit with the borrowers, review their financials data, and provide solutions for their homeownership mortgage problems. Allow my team of attorneys and accountants to go to work for you so you do not fall victim and lose your home.

At the Law Offices of Jacqueline A. Salcines, P.A., our lead real estate attorney brings over 15 years experience in the foreclosure, mortgage and real estate field as well as 20 in the accounting field. Ms. Salcines has been helping homeowners in foreclosure for over 10 years and is available by email to answer all your questions and concerns, without ever charging a consultation fee.

Call us today to set up an appointment to discuss your purchase or sale. We are here for you!

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    • The Florida Bar 1950
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706 South Dixie Highway
Second Floor
Coral Gables, FL 33146

Phone: 786-671-3887
Fax: 305-669-5283
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Monday 8:30AM–5:30PM
Tuesday 8:30AM–5:30PM
Wednesday 8:30AM–5:30PM
Thursday 8:30AM–5:30PM
Friday 8:30AM–5:30PM
Saturday Closed
Sunday Closed