Jacqueline A. Salcines, PA
Call for an appointment


Jacqueline Alicia Salcines




Short Sales, where the mortgage company agrees to accept a "short" payoff of their mortgage (less to pay off the mortgage then what is owed) are experiencing a comeback. Perhaps it is the fact that second lenders are filing foreclosure actions at higher speeds, or the statute of limitations is running on mortgages, whatever the cause, short sales are slowly increasing.

In a short sale, the homeowner lists the property for sale at a price lower then what is owed to the mortgage company. The balance to the mortgage company is then negotiated so that the lender accepts the sales price, pays the borrowers closing costs and the borrower's mortgage debt or balance is forgiven.

A true short sale, done accurately and proficiently will erase the mortgage balance AND the lender will agree to waive or never collect the balance of the mortgage. This is true whether Property values and real estate sales in South Florida and across almost all parts of the country are thriving. However, for a select few, short sales still linger. Many lines of credits with ten-year and 5-year maturity dates are beginning to mature, causing homeowner mortgage payments to rise significantly, wherein the borrower/homeowner can no longer afford their mortgage payments.

Even if home values remain on the increase, if a homeowner can no longer afford their payment, they may try to short sale or modify their loan to see if they can save the home or exit gracefully.

At the Law Offices of Jacqueline A. Salcines, P.A., our lead attorney brings extensive knowledge and expertise in the field of negotiating short sales and loan modifications. We have an in-house short sale and loss mitigation department headed by managers with extensive experience. Jacqueline Salcines, Esq.is also an attorney, title agent and accountant, able to handle the full transaction without having to contract any outside services, saving the borrower money. We are here to help iron out issues and move the transaction from imminent default to resolution.

With prompt intervention to resolve disputes amicably, without the need to litigate, we are here to get borrowers the results they desire. Call us today to see what we can do for you.

For more than 18 years, Jacqueline Salcines has been practicing law with the need of her clients first. Upon calling the firm you get the feel of how the client is our first priority. We are here to help you with your purchase or sale and do so with hands-on legal experience.

Main office 305 | 669 | 5280. Or email the attorney directly: [email protected]

No Comments

Leave a comment
Comment Information

Memberships & Affiliations

    • Avvo Clients choice Award 2017 Jacqueline Alicia Salcines
    • Top Contributor Award 2017 Jacqueline Alicia Salcines Avvo
    • Reviews Jacqueline Alicia Salcines Avvo
    • The fund member
    • Avvo rating 10.0 Superb Top attorney Real estate
    • Avvo Clients choice 2015 Real estate
    • Avvo Top Contributor 2015 Real estate
    • The Florida Bar 1950
    • Avvo rating 10.0 Jacqueline Alicia Salcines Top attorney
    • 2018 Top Lawyers
    • WWL | Who's Who Legal
    • Old Republic | National Title Insurance Company
    • Coral Gables Chamber of Commerce developing Business Building Community
    • District Court Of Appeal State of Florida
    • BBB Accredited Business
    • Preferred Legal Plan A new Wave of Legal Representation
    • U.S. Legal Services 1974
    • ARAG
    • Pre-Paid Legal Services, INC. And Subsidiaries
    • TVC Pro-Driver
    • Broward 1925 County Bar Association
    • Coral Gables Bar Association
    • Real Property Probate & Trust Law Section 1950
    • U.S. Women's Chamber of Commerce
    • CABA Cubon American Bar Association
    • Untied Badge
    • The Fund Solutions
    • DADE County Bar Association 1916
    • LegalShield
    • 2018 |ARAG | Elite Service Award
Email Us For a Response

Contact Us

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

706 South Dixie Highway
Second Floor
Coral Gables, FL 33146

Phone: 786-671-3887
Fax: 305-669-5283
Map & Directions

Monday 8:30AM–5:30PM
Tuesday 8:30AM–5:30PM
Wednesday 8:30AM–5:30PM
Thursday 8:30AM–5:30PM
Friday 8:30AM–5:30PM
Saturday Closed
Sunday Closed