Entries by jaspa1

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FANNIE MAE AND FREDDIE MAC MORTGAGE LOAN ASSISTANCE

MIAMI DADE LOAN MODIFICATION AND FORECLOSURE ATTORNEYS While the  Making Homes Affordable Program may have expired (the last date for submission was December 30, 2016 and has not been extended by the Trump or Obama Administration) programs still exists if your loan is owned by Fannie Mae, Freddie Mac, Veteran Affairs or the USDA.  Programs include interest […]

SETTLEMENT OF A HOME EQUITY LINE OF CREDIT (HELOC)

  SOUTH FLORIDA MORTGAGE AND DEBT SETTLEMENT LAWYERS MORTGAGE DEBT SETTLEMENT IN FLORIDA Many homeowners who have lines of credit or HELOC’s on their homes, in a second position after their first mortgage, are now in a position to settle the debt.  With so many properties still under water, that is, the mortgage balance owed on the […]

DEBT SETTLEMENT IN FLORIDA

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS DEBT SETTLEMENT IN FLORIDA Many borrowers when faced with unpaid credit card debt, mortgage debt, debt from second mortgages or home equity lines of credit, think that there is no alternative except to file for bankruptcy.  The filing of a bankruptcy can be very costly however, and the  negative effects on […]

CREDIT CARD COLLECTION LAWSUITS IN FLORIDA

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS DEBT SETTLEMENT IN FLORIDA Many borrowers when faced with a credit card lawsuit for unpaid credit card debt believe that they have no defenses or ways out or around the debt. Quite the contrary. Faced with insurmountable credit card debt, or unsecured debt from other creditors, often borrowers find themselves […]

FLORIDA LANDLORD TENANT LAW – RETALIATORY EVICTION

EXPERIENCED LANDLORD/TENANT ATTORNEY JACQUELINE A. SALCINES, ESQ. All residential Landlord Tenant actions in Florida are governed by Florida Statutes Chapter §83.  When a tenant stops paying the rent, the landlord is required to follow Florida Statutes Chapter 83 which sets forth the steps for collecting rent: 1.  Three Day Notice 2.   Filing of a lawsuit in eviction 3.   Serving the tenant […]

FLORIDA LANDLORD TENANT LAW – DEFECTIVE THREE DAY NOTICE

EXPERIENCED LANDLORD/TENANT ATTORNEY JACQUELINE A. SALCINES, ESQ. All residential Landlord Tenant actions in Florida are governed by Florida Statutes Chapter §83.  When a tenant stops paying the rent, the landlord is required to serve a proper Three Day Notice on the tenant.  Service means it is to be posted on the door or hand delivered with proof of same.  (A picture of […]

FLORIDA LANDLORD TENANT LAW – RETURN OF SECURITY DEPOSIT

EXPERIENCED LANDLORD/TENANT ATTORNEY JACQUELINE A. SALCINES, ESQ. All residential Landlord Tenant actions in Florida are governed by Florida Statutes Chapter §83.    All landlords who collect a “security deposit” from the tenant are required to maintain that security deposit in a separate, non comingled account for the benefit of the tenant.  Florida Statutes does not permit a landlord to use the security […]

FLORIDA PARTITION – DIVISION OF REAL PROPERTY

PARTITION LAWSUITS IN FLORIDA ACTIONS TO DIVIDE REAL PROPERTY BETWEEN OWNERS FLORIDA REAL ESTATE LAWYERS When two more people own a single piece of property and they do not agree on how the property should be used, their disagreement is not just between them, but governed by Florida law.  Called partition actions, these are lawsuits […]