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SOUTH FLORIDA MORTGAGE AND DEBT SETTLEMENT  LAWYER

SECOND MORTGAGE – LINE OF CREDIT –  HELOC SETTLEMENTS

A HELOC, also known as a Line of Credit Mortgage or Second Mortgage is often “charged off” or appears on a borrowers credit report as “bad debt” or “charge off”. Often, borrowers wrongly assume that the mortgage is then completely forgiven or written off and not collectible.  This is not necessarily true. Often bad debt gets sold on the market and creditors, debt companies and third parties purchase it at a discount. The mortgage remains on the title to the property and is not satisfied or reflecting a zero balance.

At the Law Offices of Jacqueline A. Salcines, PA, we have over 20 years experience negotiating debt for our clients and have been successful in wiping these HELOC and Lines of Credit Mortgages off or settling them for pennies on the dollar. The most important step and first step is to make sure the debt was transferred to the new owner correctly and that it is in fact collectible. You do not want to settle or work something out on a debt that was never collectible to begin with.

Once we determine it is collectible, then we go to work to have it worked out whether written off or settled for the borrower.

If you have a HELOC or Line of Credit mortgage sitting on your credit report or property, or have been sued in foreclosure recently to collect on the line of credit, call us.

Contact the Law Offices of Jacqueline A. Salcines, PA today at (305) 669-5280 to schedule your legal consultation.

The Law Offices of Jacqueline Salcines offers cost effective services designed to meet your individual needs and requirements. For strong legal representation, call us at (305) 669-5280 today! Attorney Jacqueline Salcines  has been handling all types of mortgage, debt settlement and foreclosure  matters for 20 years.

 Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

If you have received a collection notice from Dyck O’Neal, you are not alone.  Thousands of borrowers are finding themselves in a bind upon receiving notice by Dyck O’Neal, that they now owe a deficiency balance to the creditor.  Who is Dyck O’Neal?  Dyck O’Neal is the leading nationwide purchaser, collector and servicer of real estate deficiencies for first and second mortgages, judgments and promissory notes.  The company Dyck O’Neal has purchased hundreds and thousands of bad notes, deficiency judgments and bad debt and has recently begun large collection efforts against borrowers.

A deficiency judgment is the balance that remains after a short sale or foreclosure auction when the mortgage is paid off.  Many borrowers hired attorneys during their foreclosures to negotiate consent judgments at or before their foreclosure trial.  A proper consent judgment should contain language that the bank waives the right to collect the deficiency.  If it does, then Dyck O’Neal is acting improperly to collect the debt.

Moreover, if the final judgment does contain language of the deficiency, then an assignment of the judgment to Dyck O’Neal must exist and the borrower or defendant must, by law, be made aware of that assignment.  If that has not taken place, then the Dyck O’Neal collection is also improper.

Moreover, many Dyck O’Neal suits are protected under HR 87 and have one year to pursue any lawsuit.

These are just some of the many ways to avoid a Dyck O’Neal collection or lawsuit.

If you have received  a collection notice or collection letter from Dyck O’Neal, contact us today. By running your case docket and investigating the language of the final judgment, we can ascertain whether the debt is collectible and valid.

At the Law Offices of Jacqueline A. Salcines PA we have a great success rate with these Dyck O’Neal suits, and over 18 years experience negotiating debt settlements for our clients, including  violations of the Fair Debt Collection Practices Act.

You do not have to file for bankruptcy in order to get out of this Dyck O’Neal debt.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 18 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

Clients and potential clients inundated my office with lawsuits and collection letters from Dyck O’Neal.  When I take calls from potential clients they always ask is this letter from Dyck O’Neal legitimate?  Is this a legitimate lawsuit?  A legitimate collection letter?  While not ALL lawsuits and collection efforts from Dyck O’Neal are collectible, Dyck O’Neal is a legitimate company and when they sue, the debt is real.

Dyck O’Neal acquired many loans and deficiency judgments all over Florida and the nation and are now scrambling to collect on them, particularly since Florida has a statute of limitations on deficiency judgment and how long they can be collected.

At the Law Offices of Jacqueline A. Salcines PA we start by investigating the debt, the statute of limitations, Florida law, and the collection practices of the creditor to see if there are any violations of the Fair Debt Collection Practices Act.

Once all this is examined closely by attorney Jacqueline A. Salcines, Esq., many suits will either go away or be dismissed.  Others will remain collectable and in those cases, we can defend you in court in order to obtain the most favorable settlement for you.  Often, this settlement is for pennies on the dollar, since Dyck O’Neal purchases the debt at a discount.

You do not have to file for bankruptcy in order to get out of this Dyck O’Neal debt.

Plus, once you hire an attorney, there are countless ways to get creditors to leave you alone. Merely by hiring us, debt collectors and collection agencies are no longer legally able to contact you.

At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their debt settlement solutions  for over 18 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 18 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

If you are facing insurmountable debt, be it from a credit card, a HELOC Home equity line of credit loan, student loans, or other debt, you have probably thought about filing for bankruptcy?  You have probably thought you have no options.  But, there are options. And Many of them do not involve filing bankruptcy or ruining your credit further.  What is the difference between debt consolidation and debt settlement?

Debt consolidation often involves a licensed company that gathers all your credit card debt and bundles it all together. Then the debt consolidation works with the different creditors to lower your interest rate with each creditor.  Once complete, the borrower pays the consolidation company a monthly amount which includes the monthly fee to the consolidation company for their services, plus the monthly amounts to each creditor.  Paying off the debt could last between 15 to 20 years since the balance is not forgiven.  Rather, the interest rate and late fees are negotiated down.

At the Law Offices of Jacqueline A. Salcines, we engage in debt settlement.  We negotiate the forgiveness of debt with each creditor separately. That means, if you owe one creditor $20,000. we work closely with that creditor to negotiate the payment of the balance due for pennies on the dollar. We work closely with our client in order to preset the most beneficial financial worksheet possible to put you in the best position to negotiate.  Then we get your debt cancelled with either a lump sum payment or payment plan.  This is immediate and the debt is cancelled instead of leaving you with 15 to 20 years of payment

You do not have to file for bankruptcy in order to get out of debt.  New programs exist for mortgage modifications as well as for debt settlement to wipe away credit card debt.

At The Law Offices of Jacqueline A. Salcines, PA, we can assist to Stop debt collectors and:

  1. Negotiate complete payoff of your debt for pennies on the dollar;
  2. Defend your foreclosure suit and negotiate HELOC balances for pennies on the dollar;
  3. Negotiate deficiency lawsuit balance;
  4. Defend credit card collection lawsuits and negotiate with the bank’s attorney in the same case;
  5. Stop garnishments of wages and negotiate sums due.

At the Law Offices of Jacqueline Salcines, PA, our attorneys have over 18 years experience and extensive  knowledge on settling debt, defending lawsuits involving the collection of debt, and getting borrowers back on their feet, without the necessity of filing for bankruptcy.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq. is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT ATTORNEYS

Even if you are already in foreclosure, it is not too late to contact u s

If you are a debtor in South Florida and struggling to pay a large amount of credit card or mortgage debt, you are not alone.  On the heels of the foreclosure crisis, many debtors had to either stop paying their mortgages, their credit card debt, or both.  Florida residents facing the threat of harassing calls from collection agencies sometimes face uncertain times.  However, at the Law Offices of Jacqueline A. Salcines, PA we want to provide you with all the information possible to stop the harassing calls, stop the debt collectors, and settle this debt.

You do not have to file for bankruptcy in order to get out of debt.  New programs exist for mortgage modifications as well as for debt settlement to wipe away credit card debt.

Plus, once you hire an attorney, there are countless ways to get creditors to leave you alone. Merely by hiring us, debt collectors and collection agencies are no longer legally able to contact you.

At The Law Offices of Jacqueline A. Salcines, PA, we can assist to Stop debt collectors from:

  1. initiating foreclosure actions
  2. starting collections lawsuits
  3. starting garnishments

 

Even if you are already in foreclosure, it is not too late to contact us.   At the Law Offices of Jacqueline Salcines, PA comes in, our attorneys have extensive  knowledge on settling debts, fighting foreclosure and debt collection lawsuits and getting rid of these harassing creditors.  Plus, we can settle your debt for pennies on the dollar.

At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their debt settlement solutions  for over 17 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

DYCK O’ NEAL SUITS

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DYCK O’NEAL LAWSUITS FOR FORECLOSURE MORTGAGE DEFICIENCY BALANCES

DEBT SETTLEMENT ATTORNEYS

Dyck O’Neal, a privately owned debt collection company,  approached Fannie Mae years ago, and bought up thousands of stale foreclosure judgments for cheap, since the statute of limitations was about to run out.  Now, Dyck O’Neal is filing hundreds of thousands of lawsuits in counties in which foreclosure occurred forcing borrowers to pay insurmountable amounts on properties they already lost in foreclosure or short sale.

Even if the foreclosure or mortgage debt has dropped off your credit report, that is not a guarantee that it was written off or discharged. Many banks wrote off these loans as uncollectable and then sold to Dyck O’Neal.  Dyck O’Neal then sends collection notices to the borrower. If they are ignored, a lawsuit follows.

That’s where the Law Offices of Jacqueline Salcines, PA comes in. We have fought these Dyck O’Neal suits and settled them for pennies on the dollar. Often, the homeowner is protected under the Foreclosure Act, and Dyck O’Neal must walk away. Other times, they settle for pennies on the dollar.

It helps to have an attorney who is familiar with Dyck O’Neal suits, and how to litigate and fight them.  At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their deficiency lawsuits and their debt settlement for over 17 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DYCK O’NEAL LAWSUITS FOR FORECLOSURE MORTGAGE DEFICIENCY BALANCES

DEBT SETTLEMENT ATTORNEYS

In the heels of the foreclosure crisis, when many properties were sold in foreclosure auction, leaving thousands of deficiencies, the banks thought it was too costly to pursue these balances in court.  So Dyck O’Neal approached Fannie Mae and bought up thousands of stale foreclosure judgments for cheap, since the statute of limitations was about to run out.  Dyck O’Neal is bringing these lawsuits in counties in which these foreclosure occurred forcing borrowers to pay insurmountable amounts on properties they already lost in foreclosure or short sale.

Even if the foreclosure or mortgage debt has dropped off your credit report, that is not a guarantee that it was written off or discharged. Many banks wrote off these loans as uncollectable and then sold to Dyck O’Neal.  Dyck O’Neal then sends collection notices to the borrower. If they are ignored, a lawsuit follows.

That’s where the Law Offices of Jacqueline Salcines, PA comes in. We have fought these Dyck O’Neal suits and settled them for pennies on the dollar. Often, the homeowner is protected under the Foreclosure Act, and Dyck O’Neal must walk away. Other times, they settle for pennies on the dollar.

It helps to have an attorney who is familiar with Dyck O’Neal suits, and how to litigate and fight them.  At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their deficiency lawsuits and their debt settlement for over 17 years.   You have the right to settle your debt for potions of what you owe.  We are here to help and protect your rights.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

EXPERIENCED DEBT SETTLEMENT ATTORNEY

CREDIT CARD DEBT SETTLEMENT AND NEGOTIATION ATTORNEYS

House and lawMounting Credit Card Debt and unsecured loans can be daunting.  Millions of people across the United States are faced with collection calls from creditors not knowing what to do to get rid of credit card debt. When creditors call, instead of speaking with them and committing to pay an amount, whereby admitting the credit card debt on a recorded line, the best defense is to hire an attorney to negotiate the credit card debt for you.

Often we can settle these accounts for pennies on the dollar depending on how long the borrower is behind, what amounts they have readily available in bank accounts and how collectible they are.

By preparing a Financial Worksheet to track the income and expenses of the borrower, we can analyze the best possible solution for credit card debt settlement. This is NOT debt consolidation. We don’t grab all your balances and negotiate an interest rate reduction. We negotiation the complete payoff balance of the credit card or unsecured debt in order to remove it completely from your unpaid bills.

Whether faced with

1.  Credit Card Balances

2.   Car balances after a repossession

3.   Unsecured debt or line of credit mortgage

4.  Private loans

5.  Mortgage balances

We can help. 

 

At the Law Offices of Jacqueline Salcines, PA, attorney Jacqueline Salcines, Esq. is well versed and knowledgeable in the area of debt settlement and negotiation. She has been practicing this area of law for over 17 years . Allow  us to protect our knowledge to work for you . The first consultation is always free of charge. 

Call us today 305 669 5280

Visit us today at WWW.Salcineslaw.com or 

Email attorney Jacqueline Salcines, Esq.  directly at J.Salcines@salcineslaw.com

THE FIRST CONSULTATION IS ALWAYS FREE OF CHARGE.

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FLORIDA 33146
TEL: 305 | 669 | 5280
DIRECT EMAIL:  J.SALCINES@SALCINESLAW.COM
 

 

SOUTH FLORIDA MORTGAGE AND DEBT SETTLEMENT LAWYERS

MORTGAGE DEBT SETTLEMENT IN FLORIDA

Many homeowners who have lines of credit or HELOC’s on their homes, in a second position after their first mortgage, are now in a position to settle the debt.  With so many properties still under water, that is, the mortgage balance owed on the first mortgage is greater then the value of the property, many lenders who hold lines of credits are more than willing to settle the amounts owed on the mortgage with the borrowers.

In order to have a successful negotiation and settlement wherein the result is the complete forgiveness of the debt owed on the line of credit, it is crucial to following certain steps in order to have the mortgage lender agree to accept a short payoff.

After years of  negotiating these line of credit mortgages for our clients, we are well versed in first obtaining a CMA or Comparative Market Analysis, crafting a correct hardship letter and sending the lender the documents they required.

This settlement is not a loan modification nor does it require the production of mountains and mountains of financial documents to the lender.

There is no required Request for Mortgage Assistance (RMA) nor loan modification applications required either.

Rather, we start with a demand and proposal letter and provide the documents we know the lender will request.  And from there, the negotiation often is resolved within 30 days.  Our extensive experience working with mortgage lenders  and borrowers places us in a position to extensively negotiate for you. So that you end up paying only a small portion of the debt.

Allow us to go to work for you and negotiate your Home Equity Line of Credit debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com

SOUTH FLORIDA DEBT SETTLEMENT LAWYERS

DEBT SETTLEMENT IN FLORIDA

Many borrowers when faced with unpaid credit card debt, mortgage debt, debt from second mortgages or home equity lines of credit, think that there is no alternative except to file for bankruptcy.  The filing of a bankruptcy can be very costly however, and the  negative effects on a borrowers credit can take years and years to undo.

Faced with insurmountable credit card debt, or unsecured debt from other creditors, often borrowers find themselves without options.

What many debtors do not know is that all debt is negotiable and can be settled.  Creditors often do not want to file lawsuits and are open to negotiating the amounts owed, for 30, 20 even 10 percent of the loan balance, and forgiving the remainder.

That means a borrower finding themselves in a position without options to pay off high balances does not have to file a bankruptcy. Rather, we can attack each debt on a case by case basis, approach each creditor with an outline of the hardship and reasons for falling behind and work out a settlement of the balance, without ending up in court.

A lawsuit to collect unpaid credit card balances can be scary. However, by hiring a knowledgeable attorney who is well versed in these credit card lawsuits, we are able to many times have the debt completely erased or written off, or often negotiated for pennies on the dollar.

At the Law Offices of Jacqueline A. Salcines, P.A., we have been assisting borrowers with their unpaid credit card debt and unsecured debt for over 16 years.  We know how overwhelming it can be to face an unknown, not knowing how you are going to pay your bills and afraid of what the creditor can do. You have rights and those rights are best protected when you hire us.

There are main differences however between what we do and what credit counselors do.

CREDIT COUNSELOR V. DEBT SETTLEMENT

A credit counselor adds up all your existing debt and negotiates the debt with each creditor so that the interest rate is typically reduced, the card is frozen or cancelled and no principal or balance forgiveness is made off that credit balance.

What we do is negotiate the debt.  Often if you are judgment proof and do not have assets that the creditor can attach to, they will negotiate for pennies on the dollar. Then we cancel the debt.  Not a 10 year plan, but forgiveness of the balance.

And if you are served with a lawsuit for an unpaid credit card debt, we defend you in court as well.   Often, creditors do not file the requisite documents and paperwork, nor post bonds to have their cases heard. But consumers do  not know how to go about getting these cases dismissed.  Our extensive experience working with creditors and borrowers places us in a position to extensively negotiate for you. So that you end up paying only a small portion of the debt.

Allow us to go to work for you and negotiate your debt.

We offer free phone consultations, and a no cost review of your case. 

Call us today.   305.669.5280 and see how we can help you.


About the Author:

Jacqueline A. Salcines, Esq is the Owner and Managing Partner of the Law Offices of Jacqueline A. Salcines, P.A. Real Estate and Business Law Group. With over 17 years experience including holding a dual degree in Accounting, her broad knowledge of DEBT SETTLEMENT serves to aggressively protect and defend our firm’s clients.

Call us today to set up a  free consultation to discuss your specific needs. We are here for you!

Main office 305 | 669 | 5280. Or email the attorney directly: J.Salcines@Salcineslaw.com

TRUST |  COMMITMENT  | RESULTS

Jacqueline A. Salcines

Jacqueline A. Salcines

JACQUELINE A. SALCINES, ESQ.
706 S. DIXIE HIGHWAY
SECOND FLOOR
CORAL GABLES, FL 33146
TEL. 305 669 5280

Email:  J.Salcines@Salcineslaw.com